We can help you take proactive steps to protect your identity PLUS monitor and improve your credit health

Know where you stand

Know where you stand

See how lenders may view you as a borrower

Be informed

Be informed

Get notified of key changes to your Equifax Credit Report

Protect your identity

Protect your identity

Be alerted to early signs of potential identity theft or fraud

Take control

Take control

Enhance your knowledge of credit and identity and how it impacts you

It’s easy to get started

get started portal

1. Sign up online

1. Sign up online
1. Sign up online

2. Upload your documents

2. Upload your documents
2. Upload your documents

3. Get verified

3. Get verified
3. Get verified

4. Access your dashboard

4. Access your dashboard
4. Access your dashboard

The Credit Report and Score that matters

The Credit Report and Score that matters

As the leading provider of credit information and analysis in Australia your Equifax Credit Report and Score is the one that matters most. Get access to an interactive dashboard to manage your credit profile and understand how to improve it

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Identity monitoring that puts you in control

Identity monitoring that puts you in control

Understand how identity theft happens and the steps you can take to better protect your identity and what you should look out for. Set up alerts to monitor if your personal information is found to be at risk and be notified of changes to your Equifax Credit Report

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Compare our range of Free Credit Reports and paid monthly subscription plans

If you are an Authorised Access Seeker such as a credit repairer, financial counsellor, broker or third party accessing an Equifax Credit Report on someone's behalf, you can only request Equifax Credit Reports through our My Credit File website here.
Equifax Credit Report

Free**Eligibility criteria apply 

Equifax Credit Report

Score Rating

Top 4 Equifax Credit Score
Key Contributing Factors

*If you do not meet the criteria,
a once-off Equifax credit report
is currently available for free

Equifax Identity Protect

$9.95per month 

1 x Equifax Credit Report (one per year)

Dark web monitoring with Identity Watch1

Document expiry alerts2

Secure key and luggage tags (printable)

Up to $15,000 insurance with Identity Guard3

Equifax Credit Protect

$9.95per month 

12 x Equifax Credit Reports (one every month)

Credit alerts for changes to your report

Monthly Equifax Credit Score

Equifax Score Tracker

Top 4 Key Contributing Factors

Equifax Credit & Identity Protect

$14.95per month 

12 x Equifax Credit Reports (one every month)

Credit alerts for changes to your report

Monthly Equifax Credit Score

Equifax Score Tracker

Top 4 Key Contributing Factors

Dark web monitoring with Identity Watch1

Document expiry alerts2

Up to $15,000 insurance with Identity Guard3

Secure key and luggage tags (printable)

1Under Equifax Identity Protect - monitor 1 bank account, 1 debit/credit card, 1 Medicare card, 1 email address, 1 phone number, 2 driver licences, 2 international bank accounts, 2 passports. Under Equifax Credit and Identity Protect - monitor 5 bank accounts, 8 credit/debit cards, 2 medicare cards, 3 email addresses, 3 phone numbers, 2 driver licences, 2 international bank accounts, 2 passports.

2Document expiry alerts are available for 2 passports and 2 licences.

3Terms, conditions, exclusions and limitations apply. Click here to view the Identity Guard Insurance Policy Information Booklet.

Subscription products: You can cancel at any time with effect at the end of the month in which you cancel your subscription.

You need to be 18 years of age and over to order a copy of your credit report

Identity Theft

Identity theft can be a stressful, time-consuming and costly experience. Unfortunately, many people don’t realise that their identity has been stolen until it’s too late. Learn about steps you can take to better protect yourself
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Equifax Help Centre

Access helpful services and useful information to help you take control of your credit profile, and better protect yourself from identity theft and fraud.
Understand your Equifax Credit Report

It can be quite complex but here’s a host of helpful hints in learning how to read your Equifax Credit Report

Read More
Correct your Equifax Credit Report

If you’ve found a mistake on our Equifax Credit Report, learn about what steps you can take to fix it

Read More
Learn about
Credit Scores

Why are credit scores important and how do banks and financial institutions use them?

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Denied Credit

If you’ve been denied credit for a home loan, personal loan or credit card, here are some useful tips on what to do next

Read More